BoatU.S. offers boat insurance with low rates, broad coverage and fast claims service for recreational boats nationwide. From yachts to personal watercraft (PWC), BoatU.S. has the experience and expertise to serve your boat insurance needs.

PERSONAL WATERCRAFT PROGRAM: The BoatU.S. Personal Watercraft Program offers special discounts for good drivers and experienced boaters. Since most jet powered craft aren't covered by home owners policies, we developed a policy offering broad coverage at affordable rates -- especially for PWC owners. This actual cash value policy depreciates all property losses.

TOTAL PROTECTION POLICY: Available for all boats except Personal Watercraft. The Association's flagship insurance policy is a unique package exclusive to BoatU.S., featuring all risk, agreed hull value, 24-hour immediate dispatch, uninsured boater coverage, full salvage assistance and much, much more.

BASIC PROTECTION BOAT SAVER POLICY: Our "no frills" discount boat insurance program, the Boat Saver policy has been developed for less expensive and smaller boats and provides basic, actual cash value coverage to owners of trailer boats, fishing boats, sport boats or small sailboats. This actual cash value policy depreciates all property losses.

After telling us about your boat, you'll be taken to our online application and policy information.

Note: We cannot accept applications from residents of Alaska or Wyoming at this time.